Terms of Service

1. Introduction

Welcome to Party Loot ("Service"). These Terms of Service ("Terms") govern your use of the Party Loot website, services, and applications (collectively, the "Service") operated by Party Loot ("we," "us," or "our").

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

2. Accounts

2.1 Account Creation

When you create an account with us, you must provide accurate, complete, and current information. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.

2.2 Account Responsibilities

You are responsible for safeguarding the password used to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

3. Subscription Terms

3.1 Subscription Plans

Party Loot offers various subscription plans, including free and premium tiers. Premium features are only available to users who have paid for the corresponding subscription.

3.2 Payment Processing

We use Stripe as our payment processor. By subscribing to our premium services, you agree to Stripe's Terms of Service (https://stripe.com/legal).

3.3 Billing Cycle

Subscriptions are billed on a recurring basis (either monthly or annually). You will be billed in advance on a recurring basis, depending on the subscription plan you select.

3.4 Cancellation

You may cancel your subscription at any time through your account settings. Upon cancellation, your subscription will remain active until the end of your current billing period.

3.5 Refunds

Refunds are handled on a case-by-case basis and are not guaranteed. Please contact our support team to request a refund.

4. Data Storage and Privacy

4.1 Data Storage

We store your data on secure servers. The data you input into Party Loot (including campaign information, item inventories, and fund records) is stored in our database and associated with your account.

4.2 Data Ownership

You retain all rights to the content you upload or create using our Service. We do not claim ownership over your data.

4.3 Privacy Policy

Your use of the Service is also governed by our Privacy Policy, which can be found at [Privacy Policy URL]. The Privacy Policy is incorporated by reference into these Terms.

5. Acceptable Use

5.1 Prohibited Activities

You agree not to:

• Use the Service for any illegal purpose or in violation of any laws
• Violate the intellectual property rights of others
• Attempt to gain unauthorized access to any portion of the Service
• Interfere with or disrupt the Service or servers or networks connected to the Service
• Transmit any viruses, malware, or other harmful code
• Use the Service to harass, abuse, or harm another person
• Use our Service for spam or unsolicited advertising

5.2 Content Guidelines

Any content you upload to our Service must not:

• Infringe on intellectual property rights
• Contain illegal material
• Contain offensive, discriminatory, or harmful content
• Impersonate any person or entity
• Contain false or misleading information

6. Intellectual Property

6.1 Service Content

The Service and its original content, features, and functionality are owned by Party Loot and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

6.2 User Content

You retain any and all rights to any content you submit, post, or display on or through the Service.

7. Termination

7.1 Termination by You

You may terminate your account at any time by contacting us or using the account deletion option in your settings.

7.2 Termination by Us

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

7.3 Effect of Termination

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

8. Limitation of Liability

In no event shall Party Loot, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service
• Any conduct or content of any third party on the Service
• Any content obtained from the Service
• Unauthorized access, use, or alteration of your transmissions or content

9. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

12. Discord and Foundry VTT Integration

12.1 Third-Party Integrations

Party Loot offers integration with Discord and Foundry VTT. Use of these integrations is subject to Discord's and Foundry VTT's respective terms of service, in addition to these Terms.

12.2 API Tokens

You are responsible for securing your API tokens for third-party integrations. Do not share your API tokens with anyone.